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I just finished my dream project, (see profile) and had called the
Insurance company to add comp and collision to the policy on that car.
The NEXT week I hit black ice and crunched the front and rear ends. The only good thing about it was: I had asked for Stated Value and told
them I'd get the receipts to them "sometime soon". But once I wrecked,
and was forced to count up my receipts, was short by $10K or so on the
"stated value". And that did not include ANY labor estimates, since my
shop did it ourselves. Now, the shop is closed, I need to add labor to the
mix as well. The car will be covered (just barely) and there's no structural damage,
but it sucks nonetheless. Sorry about your loss.
_MWS Disclaimer: Some people have confused myself, Michael Smith of MWS
Motorsports with Mike Smith of MS Performance / Jim Wolf Technologies,
featured in Mike Kojima's Sport Compact Car magazine Project Z articles.
While the comparison is flattering, it is important to make the distinction.
Please help spread the word by always try to refer to each "Mike Smith" by
their respective companies. |
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